Top 5 prepaid travel cards in Canada (2023)

FAQs

What prepaid cards are available in Canada? ›

Although your gift card will not be accepted at locations outside of Canada, it is welcome at wherever Visa cards are accepted within Canada.

Both have lots of ATMs within Singapore, both offer fantastic exchange rates for the Canadian dollar and both offer 'no international transaction fees'. ​​What credit cards are accepted in Canada? Mastercard and Visa are the 2 most commonly accepted credit cards in Canada.

The best prepaid card with no foreign transaction fee is the Bluebird® American Express® Prepaid Card. The card's foreign ATM fee is lower than the foreign ATM fee on similar prepaid cards, and it does not charge a fee on purchases processed outside of the U.S., which saves you money.

Visa Reloadable Prepaid cards can be used anywhere Visa cards are accepted, in store or online.

It's a Prepaid Visa card that allows you to load foreign currency onto. Visa Travel Cards are replaceable and can be used worldwide at merchants that accept Visa cards or to obtain local currency at any ATM that displays a Visa symbol.

Vanilla^® Prepaid benefits

Vanilla^® Prepaid Mastercard^® or Visa^® cards can be used anywhere Mastercard and Visa are accepted, including international locations.

Where can I use Visa Debit? Visa Debit is accepted online and in mobile apps, over the phone, and by mail at participating merchants in Canada. Visa Debit is accepted by US and International online, in mobile apps, telephone, and mail order retailers that accept Visa.

Major credit cards are accepted at most retailers across Canada, so if you have a Visa or a Mastercard, you shouldn't have any problems. Just make sure you have a credit card without foreign transaction fees.

Most casual visitors to Canada should use their credit cards for purchases and make larger ATM local currency withdrawals at Canadian banks, but frequent travelers should talk to their banks about the best debit and credit cards for these purposes.

Do I need to bring cash to Canada? ›

There are no restrictions on the amount of money you can bring into or take out of Canada, nor is it illegal to do so. However, any time you cross the border, you must declare any currency or monetary instruments you have in your possession that are valued at CAN$10,000 or more.

Use the credit card instead of cash wherever possible. Credit card issuers typically charge fees for international transactions and you may get the best exchange rate and fees lower than those associated with exchanging cash.

Foreign transaction fees, among others

Further, prepaid travel cards may also charge a card purchase fee, ATM withdrawal fee, higher foreign ATM withdrawal fee, inactivity fee and a fee to get any remaining balance back by check.

Quite simply, you can save a lot of money with a travel credit card. If it's your main card on holiday, then you can potentially save a fortune in fees. Specialist travel cards do not charge fees for foreign spending, unlike most everyday credit cards.

Bluebird® American Express® Prepaid Debit Account

The Bluebird® American Express® Prepaid Debit Account is known for its lack of fees — including no monthly fee, foreign transaction fee, card transaction fee, overdraft fee, or inactivity fee.

At the end of the day, a US visa can't grant entry into Canada, but visiting the great north is still possible. You can check what documents you need with iVisa. Simply enter your country of residence and Canada as the destination to find travel requirements and application steps.

You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

As of April 26, 2022, lawful permanent residents of the United States must show these documents for all methods of travel to Canada: a valid passport from their country of nationality (or an equivalent acceptable travel document) and. a valid green card (or equivalent valid proof of status in the United States)

Whether you're traveling to Europe, the United Kingdom or here in the U.S., consider a prepaid travel card instead of carrying cash. Prepaid travel cards can keep you on budget, get you a better exchange rate and protect you from fraud or theft.

How do I redeem my Vanilla gift card in Canada? ›

The One Vanilla Prepaid Card provides consumers with an easy, safe, and convenient way to handle money. Unlike a credit card, One Vanilla does not require credit or paper forms to be filled out.

Bring your prepaid card and money to the register at a location near you and present your card to the cashier to add funds* to your prepaid card. The cashier will ring up the sale and load your funds directly to your prepaid card.

When you travel to Canada, it is best to pay in local currency (CAD) instead of USD. We show you the top three benefits of paying with CAD. Find out how you can save money on your overseas trip and avoid unnecessary currency exchange fees.

Wells Fargo & Company provides financial services in Asia, Canada, and Latin America through its duly authorized and regulated subsidiaries.

Debit Mastercard is accepted by international online retailers that accept Mastercard as well as participating online retailers in Canada.

Canada Cellular Phones (Mobile Telephones)

Mobile phone service, or cellular, or cell phone service in Canada is the same as the U.S.A., but different from that in the rest of the world. If using your phone from home, roaming charges can be expensive. Check with you service provider if they offer any roaming packages.

All of Canada uses the Canadian dollar, however certain retailers throughout the country will accept the US dollar as a form of payment for goods. We highly suggest you to use the local currency to pay for goods and services.

Entry into Canada: Canadian law requires that all persons entering Canada carry proof of citizenship and identity. A valid U.S. passport, passport card, or NEXUS card satisfies these requirements for U.S. citizens. Children under 16 only need proof of U.S. citizenship.

A good rule of thumb is to have the card charged in the local currency to avoid conversion fees and to choose a card that doesn't charge foreign transaction fees for all purchases made abroad. Cash withdrawals from international ATMs are also subject to fees.

Do you tip in Canada? ›

Gratuities are seldom included in Canadian restaurants. It is customary to tip approximately 15-20% on the total bill before tax, less for poor service, more for truly exceptional service. Many restaurants may charge an automatic 15-18% gratuity for larger groups.

Proof of funds:

If you are paying for your own trip, you must submit proof of sufficient funds to cover your travel and expenses in Canada. Provide the following: Original bank statements from your personal account for the past six months; • The last 6 months of pay slips.

While you can withdraw money from any ATM with your debit card, you can deposit cash into your accounts only at ATMs operated by your own financial institution or via select machines owned by banks or credit unions in their partner networks.

It's hard to advise on how much spending money you should budget for as everybody has different tastes and spending habits. A good guideline is between $250 and $300 (Canadian Dollars) per week.

Any time you enter or leave Canada, you must declare any money or monetary instruments, such as stocks, bond or cheques that you are carrying valued at $10,000 or more.

Cash transactions are the least expensive way to make payments for goods and services. You will get the best deal when you pay with cash because there are no hidden fees.

Money belts and neck wallets — those flat, cloth pouches that fit under your clothes — are the traditional ways to carry money safely while you're traveling. They're meant to escape the notice of pickpockets and muggers, and some even have RFID blocking to keep your credit card and passport information safe.

Yes! It's hugely important for customers to inform their bank of their travel plans in advance. This helps to protect against fraudulent activity and ensures that you have access to your funds while you are away. Be aware of any limits on the amount of money that can be withdrawn or spent while you are abroad.

The main difference between the two is that a travel credit card uses borrowed money, paid off in monthly instalments. This could be a great option if you need some more flexibility with your money. Meanwhile, a prepaid travel card is preloaded with your money, converted into the required currency.

There are only a few downsides to using prepaid cards, but they are significant. Prepaid cards come with fees. Cardholders may have a lot of fees, including activation fees, transaction fees, ATM withdrawal fees, reloading fees, monthly fees, or inactivity fees. Check the fine print on the card for fee types.

What are the risks of prepaid cards? ›

Fraudsters can also use prepaid cards to carry out scams, such as card cracking or card testing. In these schemes, fraudsters use stolen or fake card information to load money onto the prepaid cards, then quickly withdraw the funds before the bank detects the fraud.

Wells Fargo Autograph℠ Card. Bank of America^® Travel Rewards credit card. Capital One VentureOne Rewards Credit Card. Chase Sapphire Preferred^® Card.

Why use a prepaid travel card? It's safer. A prepaid card is similar to having cash on you but it's safer than carrying around too much or leaving it in your hotel even if it's in the room safe. This is the main advantage of carrying one of these cards as your money is safe if the card is lost or stolen.

Access your money anytime with ease

A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.

Visa® Gift Cards

Recipients can use the card to buy what they want, when they want. Because it's a prepaid card, spending is limited to the initial amount of money you place on the card at the time of purchase. Cards may be loaded with $10 (minimum) - $1,000 (maximum).

A prepaid Visa activation fee is a fee that is charged to the buyer of the prepaid card to put value onto the card. It occurs when you first purchase the card. At grocery stores, it is typically a $4.95 fee on top of the amount on the gift cards.

Vanilla^® Prepaid benefits

Vanilla^® Prepaid Mastercard^® or Visa^® cards can be used anywhere Mastercard and Visa are accepted, including international locations.

Bottom line. The PayPal Cash Card is not available in Canada. Right now, only US PayPal account holders with US bank accounts and Social Security numbers can get a card.

Walmart Canada gift cards

Available card amounts include $5, $10, $25, $50, $100 and $250 denominations. Your Walmart gift card balance never expires, so you can use part of it now and save the rest for later.

Yes, Prepaid Cards Work For PayPal – But Not For Recurring Payments. PayPal accepts any prepaid card that has a Visa, Mastercard, American Express, or Discover logo.

Can a US gift card be used in Canada? ›

Most gift cards can be used only in the country where they were issued. If you need to send a gift card to someone abroad, there are several options. You can buy a gift card from a retailer in their country.

🗽 Can I use my US PayPal account in Canada? Yes. From a user's perspective, PayPal can be used in Canada in just the same way as in the US and around the world.

PayPal and our new Xoom service offer the flexibility, speed and security you need to send money worldwide. Choose from a variety of convenient options to transfer funds internationally – all with amazing rates.

When you buy a gift card, you don't pay tax on the gift card. The retailer will charge tax when you buy a taxable item with the gift card. For example, you pay tax on a sweater you buy with a gift card, the same as you would when you pay with cash or credit.

Based on the success of the US format, Walmart Canada has focused on expanding Supercentres from new or converted locations, offering groceries which puts them in the same market as supermarket chains such as Loblaws, Real Canadian Superstore, Atlantic Superstore, Your Independent Grocer, No Frills, Metro, Sobeys, ...

If you insist on a purely Canadian one, it would be Loblaws/Superstore. However, it isn't really a general department store. They sell mostly groceries with a small amount of clothing and household items.

Venmo is not available in Canada. In order to sign up for Venmo, you and the person you're sending money to or receiving money from needs to be located in the U.S. You also have to have a U.S. phone number.

No Cash App doesn't work in Canada. To use Cash App both the sender and the receiver must be residents of the US and UK. This means you cannot send or receive money from someone in a different country.

Yes, you can. Apple Pay is accepted anywhere contactless payments are accepted, which includes Canada. Apple Pay can be used to pay for transportation, apps, and purchases in stores. Customers of TD and Scotia can now use Apple Pay with their credit and debit cards.